A Primer On Deposit Insurance: The Federal Deposit Insurance Corporation And The National Credit Union Administration
Abstract
Although college textbooks in Money and Banking discuss the role of deposit insurance and the Federal Deposit Insurance Corporation, they tend to pay only scant attention to these topics. The purpose of this article is to fill this void by providing a primer on deposit insurance, the Federal Deposit Insurance Corporation, and the National Credit Union Administration which provide safety for banks and credit unions and public confidence in our financial system. In particular, the paper discusses the incidence of deposit insurance premiums and the merger policies of the Federal Deposit Insurance Corporation and the National Credit Union Administration. The paper is written for a general audience, including college students and the public who are interested in contemporary banking issues.
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